Households and financial institutions are facing major challenges. Long-term trends like demographic change have far-reaching implications for old-age provision, savings behaviour, interest rates, financing conditions, business models of financial institutions, the role of (state) pension funds, and the architecture of financial markets. This two-day conference shall provide a stimulating environment for in-depth debates on the effects of demographic change on financial markets and their various players, on the policy implications of recent research, and on new research questions arising from policy responses. We invite empirical and theoretical submissions (full papers only) with a microeconomic focus on all aspects related to ageing and financial markets. Topics may include, but are not limited to:

  • Household savings behaviour
  • Occupational pension schemes
  • The role of housing and home equity release products
  • Risk-management and investment strategies of pension funds and insurance companies
  • Bank business models, bank funding and lending
  • Low interest rates and household and bank behaviour
  • The role of monetary policy, regulation/supervision and the government
  • Impact of the COVID-19 pandemic on future pensions

Keynote Speakers

Monika Buetler

University of St. Gallen, Switzerland

Michael Haliassos

Goethe University Frankfurt/Main, Germany

Scientific Committee

Martin Brown

University of St. Gallen, Switzerland

Martin Weber

University of Mannheim and ZEW

Please send your paper to The deadline for submissions is 15 November 2020. Acceptance decisions will be communicated to the authors by mid-December 2020. Please indicate whether you are willing to act as a discussant. Discussants will have the opportunity to present their submitted paper as a poster and/or elevator pitch.

Hotel accommodation will be covered for presenters and discussants. Participation is free for presenters, discussants and other participants. All participants are expected to cover their own travel costs.

To participate, use this zoom registration link.

Selected Articles


10.02.2021 - 12.02.2021 | 14:00 - 18:15 (CET)

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