On behalf of the IFC International Finance Corporation (World Bank Group) and in cooperation with the Internationale Projekt Consult (IPC) GmbH, Frankfurt/Main, the Turkish financial sector should be analysed. The focus of the study will be on the role of banks in the South Eastern Anatolia region. The aim is to shed light on the market for micro-loans. To this end the project team went to Istanbul, Ankara and South Eastern Anatolia in November to conduct interviews with the major banks, local authorities and representatives of international organizations like IMF and World Bank. The ZEW will be responsible for the macroeconomic part of the final study. The focus of the analysis will be on the effects of the current macroeconomic changes on the banking sector in general.