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Searched for flood damages.
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Found 25 results.
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Publications // 25.04.2022
Report 2021 is all about climate change and the energy transition: The flood disaster in the summer of 2021 caused devastating damage in several river basins in Central Europe, once again putting the focus
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Press Releases // 01.06.2022support the introduction of mandatory insurance against flood damages and other natural hazards. Support has risen slightly following the flood disaster in 2021. This is the result of a representative [...] without abandoning market principles,” says Dr. Daniel Osberghaus, expert on climate adaptation and flood prevention at ZEW Mannheim and author of the ZEW policy brief. “Moreover, there are many reasons to
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News // 04.02.2022disadvantages of compulsory insurance in Germany and how other countries take flood precautions. - “In less extreme flood events, simple technical measures can also be taken in existing buildings, which [...] The flood disaster in Germany last July claimed more than 180 lives. Since then, the question of how private households and policymakers can better prepare for extreme weather events has been raised again
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News // 03.08.2021against floods in Germany? - The flood disaster in western Germany is a tragedy that claimed many lives. Many lost their livelihood as homes, shops and companies were destroyed. Reconstruction of flood-ravaged [...] The devastating flood disaster, which claimed the lives of more than 180 people and caused billions of euros in economic damage, has brought to light a considerable lack of insurance protection against [...] Reconstruction aid is usually only granted after events that caused extreme damage and affect a high number of people. Still, severe damage to individual households can also result from locally occurring heavy
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Press Releases // 20.01.2021
the financial damage caused by floods is lower in absolute terms than for wealthier households. However, the former have to spend a larger amount relative to their income to repair the damage. This is the [...] windows or to take out insurance against flood damage. “Low-income households may not have much to lose in absolute terms, but they are also poorly prepared for floods,” Osberghaus summarises his findings [...] income – the damage is much higher for poorer households than for wealthier ones: In the event of damage, they have to spend a significantly larger share of their income on repairing the damage – despite
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Publications // 21.12.2020
Flood risk may differ across income levels. In this paper, I employ unique survey data from more than 8,000 households in Germany to derive an integrated flood risk indicator that accounts for local flood [...] measures and purchase insurance. Relative to the available financial budget, however, expected flood damage weighs higher for low-income households. [...] that low-income households, due to their smaller homes and less valuable assets, face lower monetary flood risks than wealthier households despite the former’s limited capacity to implement protection measures
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Press Releases // 02.12.2020
aim is to make households more aware of this matter so they can cover themselves against damages caused by floods. A study led by Dr. Daniel Osberghaus, researcher in ZEW’s “Environmental and Resource [...] Natural disasters such as floods are becoming increasingly more common as a consequence of climate change. Several federal state governments in Germany have therefore initiated large-scale awareness campaigns [...] Economics” Department, shows, however, that these campaigns have hardly had an effect on private flood protection or insurance decision-making. - Researchers conducted two independent analyses. First,
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Publications // 07.09.2020
In the context of integrated flood risk management, governments and public agencies aim to strengthen flood risk reduction and insurance at the household level. They often employ awareness campaigns in [...] focus on three federal states that launched the campaign in 2013. In the second analysis, we use flood damage and insurance penetration data at the federal state level from 2002 to 2018 (N=256). Based on [...] the campaign had a significant effect on households’ behaviors, damage, or insurance penetration. The results show that large-scale flood risk awareness campaigns, as they are currently conducted in many
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Events // 03.05.2021
Particular results will focus on natural disaster insurance purchases, the implementation of wind and flood damage mitigation measures, moral hazard of insurance coverage, and evacuation. The first survey completed [...] authors conducted during 2019-2020 to monitor hurricane preparedness activities by households in flood-prone coastal areas in Florida and factors that influence preparedness behaviour, such as individual
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Events // 12.10.2018
make when facing flood risks. Individual heterogeneity, interactions and evolving risk perceptions become central in assessing expected damages and urban resilience to climate-driven floods. Tatiana [...] adaptation actions. Individual climate adaptation decisions – such as households’ choices leading to flood risk reduction and increasing resilience – are driven by both economic rationale and behavioral factors