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Searched for Reverse Mortgages.
Found 12 results.
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  • Publications // 21.06.2019

    i> Großbritannien: Konjunkturerwartungen gehen deutlich zurück Sonderfrage: Reverse Mortgages als Instrument der Altersvorsorge in Deutschland

  • Publications // 20.04.2006

    Positive AussichtenBranche: Starker Automobilsektor in DeutschlandSonderfrage: Reverse Mortgage in Deutschland

  • Publications // 17.06.2021

    wealth is the use of equity release products such as home reversion plans or reverse mortgages. However, in Germany the market for reverse mortgages is quasi non-existent. In this policy brief, we provide [...] provide evidence on the demand- and supply-side reasons for the absence of a reverse mortgage market in Germany, estimate the potential size of and discuss ways how to establish such a market. Using data from [...] the homeowner’s longevity, moral hazard and adverse selection are the strongest deterrents to reverse mortgage supply. At the same time, the demand-side deterrents are manifold, ranging from product complexity

  • Press Releases // 26.04.2021

    monthly payments. Just like regular mortgage schemes, reverse mortgage loans involve borrowing against the equity of real estate properties. In the case of reverse mortgages, however, the loan is covered by [...] market for reverse mortgages is not well developed. According to ZEW researchers, the reasons for this lie with both consumers and providers. As their study suggests, the market potential of reverse mortgages [...] households that spent most of their savings on buying a home and less on a private pension plan, reverse mortgages can provide a way out of this difficult situation,” explains Karolin Kirschenmann, researcher

  • Projects // 01.01.2019

    its illiquidity, which is why in a couple of countries worldwide, reverse mortgages have been developed. Reverse mortgages are financial products which allow retired owner-occupying households [...] property. Suppliers’ entitlement to this payment is secured by a first mortgage on the home. While in the USA and the UK, reverse mortgages are already being used, that market is still severely underdeveloped

  • Press Releases // 01.07.2019

    limited popularity of reverse mortgages. The costs of reverse mortgages, by contrast, is the only factor to have little impact on potential demand in the future. The need for reverse mortgages due to a lack of [...] lifespan will acquire reverse mortgages (50 percent) limits the offer. Refinancing is generally regarded as unproblematic by the experts. “The results clearly show that reverse mortgages as an instrument for [...] what mainly inhibits the demand for reverse mortgages. For mortgage providers, by contrast, the primary obstacle is the difficulty of estimating the lifespan of property owners. These are the key results

  • News // 02.05.2006

    Special Question in ZEW Financial Market Survey: Reverse Mortgages in Germany Reverse mortgages are a type of mortgage loan that allows homeowners to receive monthly payments based on the value of their [...] expect any changes with regard to the significance of reverse mortgages. When asked about the obstacles to the widespread acceptance of reverse mortgage, the experts provided the following answers. On the [...] reluctance towards reverse mortgages were inheritance issues. More than half of the respondents named inheritance as an important or a very important impediment to the acceptance of reverse mortgages. Many survey

  • Publications // 12.05.2009

    Host CountriesReverse Mortgages Will Gain in Significance for German HomeownersEx ante Regulation Increases Competition

  • Publications // 04.02.2008

    kredit werden bei Reverse Mortgages sämtliche Zins- und Tilgungsleistungen gestundet und erst zum Vertragsende ausschließlich aus dem Wert der Immobilie beglichen. Reverse Mortgages haben ihren Ursprung [...] Reverse Mortgages sind Hypothekenkredite, die es selbst nutzenden Wohneigentümern ermöglichen, während der Vertragslaufzeit Eigentümer und Bewohner zu bleiben und dennoch aus ihrem Wohneigentum ein monatliches [...] vermuten. Vor diesem Hintergrund befasst sich die vorliegende Arbeit mit den Eigenschaften von Reverse Mortgage, bisherigen Erfahrungen auf bestehenden Märkten und potenziellen Akzeptanzschwierigkeiten einer

  • News // 09.11.2011

    at historical lows. Consequently, households that could not afford real estate previously, when mortgage costs were higher, are now in a position to think about purchasing a home. In view of rising demand [...] the number of households in Germany has increased recently. However, we should expect a long-term reversal of this trend, which will in turn have an impact on the real estate market. Yet, we should not forget

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