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Searched for Mortgage.
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  • Publications // 21.06.2019

    Großbritannien: Konjunkturerwartungen gehen deutlich zurück Sonderfrage: Reverse Mortgages als Instrument der Altersvorsorge in Deutschland

  • Publications // 20.04.2006

    AussichtenBranche: Starker Automobilsektor in DeutschlandSonderfrage: Reverse Mortgage in Deutschland

  • Events // 01.03.2023

    computations, upon which the DSTI caps are based. These caps differ by household income and the mortgage interest rate that is assigned depending on credit-risk categories. Despite the enormously large

  • Publications // 17.06.2021

    use of equity release products such as home reversion plans or reverse mortgages. However, in Germany the market for reverse mortgages is quasi non-existent. In this policy brief, we provide evidence on the [...] the demand- and supply-side reasons for the absence of a reverse mortgage market in Germany, estimate the potential size of and discuss ways how to establish such a market. Using data from financial market [...] homeowner’s longevity, moral hazard and adverse selection are the strongest deterrents to reverse mortgage supply. At the same time, the demand-side deterrents are manifold, ranging from product complexity

  • Press Releases // 26.04.2021

    monthly payments. Just like regular mortgage schemes, reverse mortgage loans involve borrowing against the equity of real estate properties. In the case of reverse mortgages, however, the loan is covered by [...] reverse mortgages is not well developed. According to ZEW researchers, the reasons for this lie with both consumers and providers. As their study suggests, the market potential of reverse mortgages could [...] could grow significantly in the future. - Reserve mortgages allow consumers to take loans against their real estate assets to bridge the gap in their retirement income ­– either in the form of a lump sum or

  • Press Releases // 15.10.2019

    not dependent on capital injections. The causes of bank distress include problems with the banks’ mortgage portfolio, unexpected defaults by borrowers and structural problems with certain business models

  • News // 12.09.2019

    - Concerning the development of the various refinancing instruments, the experts surveyed rated mortgage bonds and real estate shares significantly better. The latter benefit from the persistently low

  • Projects // 01.01.2019

    illiquidity, which is why in a couple of countries worldwide, reverse mortgages have been developed. Reverse mortgages are financial products which allow retired owner-occupying households to [...] property. Suppliers’ entitlement to this payment is secured by a first mortgage on the home. While in the USA and the UK, reverse mortgages are already being used, that market is still severely underdeveloped

  • News // 08.11.2007

    assessments. In addition to the housing prices, which have been dropping for months, many of these mortgages were issued with floating rates and involved, at least in the beginning of the crisis, very low

  • Press Releases // 01.07.2019

    popularity of reverse mortgages. The costs of reverse mortgages, by contrast, is the only factor to have little impact on potential demand in the future. The need for reverse mortgages due to a lack of household [...] what mainly inhibits the demand for reverse mortgages. For mortgage providers, by contrast, the primary obstacle is the difficulty of estimating the lifespan of property owners. These are the key results [...] lifespan will acquire reverse mortgages (50 percent) limits the offer. Refinancing is generally regarded as unproblematic by the experts. “The results clearly show that reverse mortgages as an instrument for old-age

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