German version

Background papers to the study

"The Benefits of a Working EU Market for Financial Services"

funded by the European Financial Services Roundtable, Brussels


In spite of considerable progress of European capital market integration after the completion of the Single Market and the Euro introduction, national borders still constitute a considerable de facto barrier for retail financial markets. Direct cross-border business between financial service suppliers and end consumers is still the exception. With this background study addresses the following questions:

The final report summarises the research results together with the policy conclusions. The background papers fully document the details of the research work.

For further questions please contact

Dr. Friedrich Heinemann heinemann@zew.de
or
Martin Schüler schueler@zew.de


Executive Summary to the Final Report

Final Report (Full Text, PDF)

Background papers:

RAINER BECKMANN, CARSTEN EPPENDORFER AND MARKUS NEIMKE (2002): Financial integration within the European Union: Towards a single market for insurances

CLAUDIA M. BUCH AND RALPH P. HEINRICH (2002): Financial Integration in Europe and Banking Sector Performance

CARSTEN EPPENDORFER, RAINER BECKMANN AND MARKUS NEIMKE (2002): Market Access Strategies in the EU Banking Sector

FRIEDRICH HEINEMANN (2002): Benefits of Creating a Real EU Market for Investment Funds

FRIEDRICH HEINEMANN AND MARTIN SCHüLER (2002): Integration Benefits on EU Retail Credit Markets: Evidence from Interest Rate Pass-through

KAREL LANNOO (2002): The Structure of Financial Market Supervision in the EU and the Required Adaptations in View of Market Integration

MARKUS NEIMKE, CARSTEN EPPENDORFER AND RAINER BECKMANN (2002): Deepening European Financial Integration - Theoretical Considerations and Empirical Evaluation of Growth and Employment Benefits

MICHAEL SCHRöDER (2002): A Note on Benefits of Diversification and Integration for International Equity and Bond Portfolios

MARTIN SCHüLER (2002): Integration of the European Market for E-Finance - Evidence from Online Brokerage

MARTIN SCHüLER AND FRIEDRICH HEINEMANN (2002): How Integrated are European Retail Financial Markets? A Co-integration Analysis